Personal Bank Accounts – the majority of people have a bank account, even if it is just a basic one. There are all kinds of super dooper bank current accounts that give you all kinds of extra benefits, but you will have to pay an extra fee each month for these.

Cash notes are reducing in use and circulation every year now, especially when you have services like Contactless payments, which are so quick and easy to use.

All types of government payments and benefits are all paid by bank transfer into your bank account for safety and to have a record. It is anticipated that this will just keep increasing until we have a cashless society.

When people get into debt problems, sometimes things like Direct Debits and Standing Orders do not get paid due to lack of funds. Most of the High Street type banks will actually penilise you when this happens and instead of helping, they will actually charge an extra fee for each payment missed!

personal bank accounts street sign

Do You Need A New Personal Bank Account?

So if you are in this position, you could find that your existing bank might ask you to leave if the situation continues. This could be the ideal time to switch bank accounts to a bank that do not penilise you for failed automated payments.

Perhaps you have a bad credit history, but need to open a new bank current account? Maybe you are not long living in the UK and have no proof of address? Haven’t built up any credit history at all? This might also make some banks refuse your application.

So, for all of these reasons and more, you might be interested in the bank accounts we have to offer on this website.

If you go to the main page for bank account offers, you can see what might suit you particular financial circumstances.

The following is further information you might be interested in:

Bank Cards With No Credit Check

Bank Cards With No Credit Check
Bank cards with no credit check are very easy to get, as long as you know where to look for them! If you have some bad credit and you need a new bank card with a new current account, approaching one of the mainstream banks is not a good idea. They will carry out a...

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Basic Bank Accounts No Credit Check

Basic Bank Accounts No Credit Check
Basic bank accounts no credit check - these should be readily available for everyone to get, however, there really are not that many basic bank accounts available on the market at the minute. If you have some bad credit and approach the so called High Street banks for a new current account, you will more...

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Questions On New Bank Accounts With Bad Credit

Questions On New Bank Accounts With Bad Credit
Questions On New Bank Accounts With Bad Credit - people also ask us a number of questions regarding getting a new bank account when they have bad credit. We thought it was a good idea to list some of the popular questions with answers below: Can I Open A New Bank Account With Bad Credit?If...

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Foreign Currency Bank Accounts

Foreign Currency Bank Accounts
Most people will need a foreign currency bank account at some point in their lifetime. Some more than others. The obvious time when you would need a foreign currency bank account is when you are planning to go on holiday and you do not want to take all of your spending money in cash for...

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